Fixed rate bonds: rates up to 4.52% AER
✓ Usually offer the most competitive rates of all account types
✓ Peace of mind that the rate won’t change throughout your term
✓ Perfect for long-term saving goals on our no-fees marketplace
View and compare zero-fee savings accounts
Your money journey
This diagram shows the journey of your money from your bank or building society account to a savings account:
Your money’s journey begins when you transfer funds from your Nominated Account to your Raisin UK Transaction Account, held at Clearbank.
When you place a deposit with one of our partner banks or building societies, the funds are transferred to a bare trustee (either Raisin Platforms Limited or Meteor Asset Management Limited, depending on your chosen partner bank) or may be transferred directly to your chosen partner bank.
When you choose a product with a partner bank that uses the bare trustee, the trustee will place the money you wish to invest into your chosen partner bank's savings account and will return your money, along with any interest or profit, to you on maturity. The trustee has no claim to your funds and administers them on your behalf while providing this service.
To learn more about this process, and the role of trustees, please read our FAQs.
Why should you save with Raisin UK?
Easy money management
Our simple online platform and app allow you to manage your money easily at any time. With all your accounts under one roof, there’s no need to juggle multiple logins, either.
Access to more banks
Why limit yourself to the high street? With more banks at your fingertips from across the UK and Europe, we give you more choice to find the right savings account for you.
Extra savings boosts
From our refer a friend bonus to exclusive savings accounts offers, it’s easy to make your money work harder. We’ll always make sure you’re the first to hear about new top rates, too.