The United Kingdom of Great Britain and Northern Ireland is the largest island state in Europe and has one of the strongest privatised economies in the world, evidenced by the fact that it has the third largest Gross Domestic Product in Europe. The national currency is the British Pound (GBP). The Financial Services Compensation Scheme (FSCS), an independent body created by the British government, protects money held in UK-regulated banks (up to £85,000 per person, per banking group) and pays compensation in the event that the institution fails.

United Kingdom

The independent HBL Bank UK opened its first branch in London in 1961. Initially known as Habib Bank Limited (HBL), the bank changed its name for the first time in 2001. As Habib Bank UK, it acquired 100% of the shares in Habibsons Bank Limited (HSB) in 2011. Following the acquisition, HAIB's banking operations were merged with HSB in December 2014 and continued as Habibsons Bank. In 2018, both the trading name and the registered name of Habibsons Bank were changed to "HBL Bank UK Limited", trading as HBL Bank UK.

Today, HBL Bank UK offers a range of personal, business, and corporate banking services - including traditional banking products, loans and trade finance. Thereby, the bank meets the banking needs of target market customers in the United Kingdom.  

HBL Bank UK is authorized by the Prudential Regulation Authority. It is also regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).

HBL Bank UK Limited

The FSCS is the United Kingdom's statutory deposit guarantee scheme that covers deposits in individual savings accounts up to £85,000, per banking group regulated by the Financial Conduct Authority or the Prudential Regulation Authority. It is available for deposits with most UK high-street and online banks and means if the bank fails, and deposits become unavailable, the scheme may cover your deposit account deposit up to the £85,000 per person, per banking group limit. Compensation limits are per person per firm, not per deposit. Be aware that if you have other deposits with this bank (or banking group) then the £85,000 protection applies only to eligible deposits up to this limit.

The Financial Services Compensation Scheme

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Founded in 2004, Al Rayan Bank is an inclusive Islamic bank which welcomes customers of all faiths and beliefs. As the oldest and largest Islamic bank in the UK, Al Rayan Bank serves over 85,000 customers throughout the UK with Sharia-compliant and FSCS protected banking products.

Because Al Rayan Bank is an ethical, Sharia-compliant bank, they adhere to Sharia banking principles, which you can read about on our Sharia banking page.

Al Rayan Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Al Rayan Bank

Aldermore Group PLC is a specialist bank offering straightforward products to Small and Medium-sized Enterprises (SMEs), homeowners, landlords and individuals.

Aldermore has no branch network but serves customers and intermediary partners online, by phone and face to face through its network of regional offices located around the UK. Building on its core values of being reliable, expert, dynamic and straightforward,Aldermore aims to deliver banking as it should be.

Established in 2009, Aldermore has grown significantly. At the end of December 2018, lending to customers stood at £9.4bn. In March 2018, Aldermore became part of FirstRand Group, South Africa’s largest financial services institutions by market capitalisation.

Aldermore Bank Plc

BACB is an international bank with over 50 years’ experience, providing global trade finance and treasury solutions to clients trading in and out of specialist markets. With its head office based in the City of London, the Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. BACB leverages its position in the world’s leading financial market to forge close ties with the global banking community. BACB is a trusted partner, active across Africa, the Middle East and Asia, supporting trade flows and connecting those markets with the rest of the world. 

BACB’s mission is to be “a UK bank delivering trade finance and investment expertise to enable clients, countries and communities to prosper”.

BACB

Bank of Ceylon (UK) Limited (BOC UK) is a wholly owned subsidiary of Bank of Ceylon, Sri Lanka (BOC) and has a single office in the UK. BOC is the largest bank in Sri Lanka in terms of asset base and has branches in India, Maldives and Seychelles.

BOC UK’s business operated as a branch of BOC since 1949 until it was converted into a subsidiary in 2010, and is now authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).

The bank’s business model focuses on providing wholesale banking, trade finance, correspondent banking services, and granting commercial and buy-to-let loans within retail banking.

The Financial Services Compensation Scheme (FSCS), the UK’s statutory deposit guarantee scheme, protects all eligible deposits offered by BOC UK through the savings marketplace.

Bank of Ceylon (UK) Ltd

BNF Bank p.l.c. was incorporated in Malta on 27 March 2007 as Banif Bank (Malta) p.l.c., and licensed to operate as a credit institution in terms of the Banking Act. On 4 October 2016, JUD Investment Group Limited, a subsidiary of Al Faisal International for Investment, acquired a controlling stake in the Bank, and to date remains its largest shareholder. The Bank’s name was subsequently changed to BNF Bank p.l.c. In September 2019, and the Bank established BNF Bank p.l.c. (London Branch), an overseas company registered in the United Kingdom bearing company number FC036636.

The Bank is a key player in the Maltese financial services sector and has an international presence through its branch in London. The latter’s strategic focus is participation in the syndicated loan market and raising retail deposits through the Raisin platform. BNF Bank aims to be the bank of choice for individuals and businesses, driven by the highest principles of ethical and social responsibility. In Malta, the Bank offers personal and business clients highly personalised products and services, through a network of 12 retail branches equipped with automated teller machines (ATMs) and deposit machines spread across the island, a corporate and business banking centre, a local trading room, as well as a strong team of customer care representatives. Through the Commercial Banking arm, BNF Bank offers a wide array of services to retail, small to medium sized enterprises (SMEs) and corporate customers. With more than 200 employees, the Bank makes every effort not to treat customers as mere numbers and for this reason, the Bank has managed to carve lasting relationships with its customers while attracting new ones, who see the Bank as innovative and above all true to the promise of service personalisation. The Bank is focused on growing its own digital channels solidly founded on the notions of scalability, speed, security and stability.

The Financial Services Compensation Scheme protects deposits made into savings accounts offered by BNF Bank Plc via our marketplace up to £85,000 per person, per banking group.

BNF Bank PLC

BPI Europe Plc is a UK-based bank that has been operating since 2007. As a wholly owned subsidiary of the Bank of the Philippine Islands (BPI), BPI Europe Plc is part of the oldest bank in the Philippines and Southeast Asia. BPI was founded in 1851 and is now listed on the Philippine Stock Exchange. 
Headquartered in London, BPI Europe Plc specialises in the management and trading of fixed income securities, syndicated loan management and foreign exchange trading, among others. The bank is authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and the Financial Conduct Authority (FCA).

BPI Europe Plc

Founded in 1810, Brown Shipley is a UK authorised private bank with over 200 years of experience, and is regulated by both the PRA and FCA.

Brown Shipley is headquartered in London with offices in seven other UK cities, offering fully integrated wealth planning, investment management and banking services.

Brown Shipley is owned by Quintet Private Bank, and is part of a group of boutique private banks and wealth managers operating across over 50 European cities. Being part of Quintet expands their scale and security and adds a truly global outlook to already strong foundations.


All eligible deposits made into Brown Shipley bank accounts are protected by the FSCS up to a total of £85,000 per individual.

Brown Shipley

Byblos Bank Europe (BBE) is a niche Bank established and headquartered since 1976 in Brussels, with two fully fledged branches in Paris (1977) and London (1981). BBE operates with banking licences in Belgium, France and the United Kingdom* and is governed by the regulatory authorities in these three respective jurisdictions. BBE falls under the standard Deposit Guarantee Scheme in its three countries of presence. As such, deposits collected via Raisin Platform UK are protected by the Financial Services Compensation Scheme (FSCS) up to the maximum limit of GBP £85,000 per individual client.
BBE is a commercial bank with a focus on three main business segments: Financial Institutions, Corporate Banking and Wealth Services. Its core business is International Trade Finance combined with personalised banking services catered to vetted entrepreneurs and private individuals. BBE's mission is to create significant value for its clients, by building long-term business opportunities and fostering personal relationships, both in Europe, the United Kingdom and in strategically selected countries across the Middle East, Africa and South East Asia.

*Authorised and regulated by the National Bank of Belgium. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority's website.

Byblos Bank Europe SA – London

Launched in 2012, Cambridge & Counties Bank is a British bank with a customer-focused approach to financial services. They offer a variety of financial services, including savings accounts which you can apply for at Raisin UK, as well as property finance, asset finance and classic car finance.

All eligible deposits made into Cambridge & Counties Bank savings accounts are protected by the Financial Services Compensation Scheme (FSCS) up to a total of £85,000 per person, per banking group.

Cambridge & Counties Bank

Castle Community Bank was formed late in 2015 following the merger of two long- established credit unions: Castle Credit Union and North Edinburgh Credit Union. Since its establishment, the business has progressed and is now considered to be amongst the top 5 credit unions in the UK.  

A credit union is a financial institution which is owned by its members and is registered on the FCA Mutual Register as entity 0019CUS. From a governance perspective, Castle Community Bank is supported by both the Prudential Regulation Authority and the Financial Conduct Authority with registration reference 213877. 

Castle Community Bank provides both loans and savings for members across the UK within their Common Bond*. All savings up to £85,000 are fully protected by the Financial Savings Compensation Scheme. 

* The Common Bond means a member/depositor must be eligible by their employment code or by membership in a recognised institution such as the Co-Op or National Trust.  

Castle Community Bank

Charter Savings Bank is an online retail bank which provides savings products to UK customers. Rated ‘Excellent’ on Trustpilot, they’ve helped customers deposit over £6 billion in award-winning online and postal accounts. Charter Savings Bank is part of Charter Court Financial Services Limited (CCFS). Founded in 2008 and based in Wolverhampton, CCFS is a specialist financial services business built for today's challenging mortgage and savings markets. CCFS launched its Charter Savings Bank brand in 2015. Eligible deposits in Charter Saving bank are protected by the Financial Services Compensation Scheme (“FSCS”)

Charter Savings Bank

FCMB Bank (UK) Limited, is a UK Bank authorised by the PRA and regulated by the FCA and the PRA. FCMB (UK) Limited is an independently incorporated, wholly-owned subsidiary of First City Monument bank Ltd, a member of the FCMB Group PLC, a leading financial services group based in Nigeria.

In 2013 FCMB Bank(UK) Limited commenced wholesale deposit taking activities, offering a wide range of products including foreign exchange, treasury and corporate banking. In 2018, FCMB Bank (UK) Limited expanded its proposition to include Personal and Business Banking.

FCMB Bank (UK) Limited focus is to achieve high levels of customer satisfaction whilst delivering a sustainable, profitable business with integrity, honesty and respect.

FCMB Bank UK Limited

Operating from the heart of the City of London since 1983, firstly as the London branch of Union Bank of Nigeria (UBN), and since October 2004 as an independently incorporated UK bank, Union Bank UK plc (UBUK), and subsidiary of UBN. In May 2022, following the sale of the UBN, the shareholding in FBUK was purchased by a group of investors (the previous shareholders of UBN) and we continued to operate as an independent, regulated, UK bank. In July 2023 Fidelity Bank PLC, Nigeria, acquired 100% of the shares of UBUK and the bank was rebranded to FidBank UK as the UK subsidiary of Fidelity Bank PLC.

FidBank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority and subscribe to the Financial Services Compensation Scheme.

FidBank UK

For over 150 years, Furness Building Society has been helping to build a brighter future for people and communities. As a mutual building society, we believe in the power of togetherness and always put our members' needs first. 

Our head office is located in the beautiful Cumbria countryside, but our products are available across England, Scotland, and Wales. Through a supportive, secure and accessible service, we aim to create an even better building society for future generations. We also take great pride in supporting the communities we serve through fundraising events, food bank donations, volunteering days, community support donations, and sponsorships.

Furness Building Society

Gatehouse Bank, formerly Milestone Savings, is a new ethical Sharia-compliant challenger bank that was authorised by the Financial Conduct Authority and the Prudential Regulation Authority.

Gatehouse Bank adheres to a strict ethical code of Sharia banking principles, and subsequently, they won’t invest in gambling, alcohol, tobacco or arms. Instead, they support projects with less ethical concerns, such as property and real estate projects across the UK.

The principles of Sharia banking prohibit excessive uncertainty, gambling and speculation, and as the Financial Services Compensation Scheme protects savings products offered by Gatehouse Bank, you can rest assured that your capital is secure.

Gatehouse Bank Plc 

GB Bank is a bank with a purpose and a bank on a mission. After receiving its full UK banking licence in August 2022, the award-winning bank is already driving a positive change in the local community and beyond.

GB Bank is a specialist bank that is dedicated to building and re-generating underserved communities across the UK by supplying SME property developers with flexible finance solutions for both commercial and residential developments. Every penny saved with GB Bank helps to support regional, community developments across the UK. 

GB Bank Limited

Halcyon Money is part of Transave UK Credit Union, a not-for profit financial cooperative. Being a mutual organisation is what sets us apart because we don’t have shareholders or investors to pay. Instead, we’re 100% owned by our members and can focus on ensuring that they benefit from the services we provide. Our goal is not profit at all costs; it’s doing the right thing. We show this by providing highly competitive financial products that deliver an outstanding return to members. We also believe in being transparent and fair in all we do.

Established in 1996, Transave is one of the UK’s leading credit unions and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

Halcyon Money

Hampshire Trust Bank (HTB) is a privately owned British bank that provides award-winning savings services. HTB also specialises in finance solutions for British businesses through specialist mortgages, business finance and development finance products.

The FSCS protects deposits made into savings accounts offered by Hampshire Trust Bank Plc through our marketplace, and Hampshire Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Hampshire Trust Bank Plc

Sweden is a parliamentary democracy with a monarchical head and is located in Northern Europe. The country has been a member of the European Union since 1995, but has its own currency, the Swedish krona (SEK). Sweden has a high per capita income and a healthy economic policy, which is why it is awarded a AAA credit rating by leading rating agencies.

Sweden

Hoist Finance, founded in Sweden in 1994 and headquartered in Stockholm with offices in ten other European countries (including Germany, France, UK), is an international group of companies specializing in the areas of purchasing and processing consumer loans and real estate financing. As a debt restructuring partner, they purchase non-performing loans from international banks and financial institutions so that they can free up resources for their core business.

Hoist Finance

Deposits including interest income are legally protected by the Swedish Deposit Insurance Fund up to an amount of SEK 1,050,000 per customer and per bank. In the case of a payment by the deposit insurance fund, this will be made in Swedish kronor (SEK). In this respect, there is a currency/exchange rate risk. More information about deposit insurance at https://www.riksgalden.se/en/. It should be noted that this protection relates to a customer's entire deposits at a bank. This is relevant if not only the deposits mediated via Raisin UK were placed with a specific bank, but there are also other deposits by this customer with the respective bank.

Swedish Deposit Protection Fund

ICICI Bank UK plc was established in the UK in 2003 and offers a range of personal, business, corporate and investment banking services in the UK and Europe. The bank is a subsidiary of ICICI Bank Limited, which has over 60 years of experience in finance and a presence in 17 countries.

ICICI Bank UK Plc

Investec is an international specialist banking and asset management group. It provides a range of financial products and services to a client base in three principal markets: the UK and Europe, Southern Africa, and Asia-Pacific. Investec is dual listed on the London Stock Exchange and the Johannesburg Stock Exchange. It is a constituent of the FTSE 250 index.

Investec

Founded in 1924, İşbank has continued to grow through innovation and their strategy to achieve sustainable and profitable growth based upon their philosophy of being "the bank closest to its customers". İşbank is "Turkey’s largest private bank*, and in 2020, it was ranked 156th in The Banker Magazine’s list of “Top 1000 World Banks”. İşbank strives to provide the best quality commercial and retail banking services to its customers, which as of the end of 2020, included approximately 9.2 million digital customers.

The FSCS protects deposits made into savings accounts offered by İşbank through our marketplace, and İşbank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

(*) As of December 2020, in terms of total assets, total loans, total deposits and shareholders’ equity.

Isbank UK

Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. Founded in 2016, we secured our full banking licence in 2022 and have gone on to launch our FSCS-protected current account.

Kroo has been awarded the Best Newcomer 2021 Award by the British Bank Awards, as well as the Banking Innovation Newcomer Award 2021 by the Finder Awards.

Kroo believes it can transform banking for good, changing perceptions about what a bank can and should be – one that actually cares for its customers as well as the planet we share.

It’s all part of our mission to be a bank that is truly trusted and loved by our customers. 

Kroo Bank Ltd

Kuwait Finance House (KFH) is considered a pioneer in the banking phenomenon known as Islamic Finance or Shari’a Compliant Banking. KFH is the first Islamic bank established in 1977 in the State of Kuwait and today it’s one of the foremost Islamic financial institutions in the world.

Today, its range of British banking services include Private Banking, Wealth Management, Residential Property Finance, Commercial Property Finance and Premium Banking services. Deposits made into savings accounts offered by Kuwait Finance House PLC through the platform are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person, per banking group.

Kuwait Finance House PLC

LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, retail consumer Savings and SME Lending solutions for UK businesses. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK.

As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies utilise LHV Bank to serve more than 10 million end customers and to access a pool of 500 million potential customers across the UK and Europe.

LHV Bank Limited

Melton Building Society is a modern mutual that has been serving customers since 1875 as a trusted provider of savings and mortgages. Their expertise and products have supported home ownership and savings ambitions in Leicestershire and beyond for nearly 150 years, and they are proud to be an independent mutual building society putting their members, and community at the heart of everything they do.

Melton Building Society

Mizrahi-Tefahot Bank Ltd is Israel's third largest bank and is incorporated under the laws of the State of Israel. The bank was established as a public company limited by shares on 6 June 1923, and in 1963, the shares were listed for trading on the Tel Aviv Stock Exchange (TASE).
The London branch of Mizrahi Tefahot is a UK regulated branch and enjoys a close relationship with its head office. The branch began operating in London in 1983 and has grown significantly in terms of client base, product range and recognition within the market.


Mizrahi Tefahot Bank Ltd

Monument is a fully regulated UK bank built to help its clients manage, grow and enjoy their wealth. With a vision to empower prosperity, and appreciating there's more to wealth than money, their aim is to create a financial experience beyond traditional banking.  

The bank was built to meet the needs of a community which deserves attention and recognition. People who work hard for their success, and appreciate everything it enables them to do and become.

Monument Bank limited

National Bank of Egypt (UK) Limited (“NBEUK”) is a UK-incorporated bank headquartered in London. NBEUK was established in 1982 and offers a diverse range of products and services for its customers, including corporate banking, buy-to-let mortgages, retail banking, and trade finance.

NBEUK is a wholly-owned subsidiary of the National Bank of Egypt, Egypt’s oldest and largest bank.
Deposits made into savings accounts offered by NBEUK through Raisin.

National Bank of Egypt 

OakNorth Bank is the UK bank powered by OakNorth, the next-generation credit platform.

The bank obtained its license in March 2015 and offers a range of products to individuals (savings accounts and mortgages) and small and medium-sizes businesses (savings accounts and loans from £0.5m to £45m).

To date, the bank has lent almost £4bn to small and medium-sized businesses, directly helping with the creation of tens of thousands of new homes and jobs across the UK.

Its UK-based customer services team have helped the bank achieve a Feefo rating of 4.5-stars and win numerous awards for its savings products.

OakNorth Bank plc

Paragon Bank PLC is a subsidiary of the Paragon Banking group PLC which is a FTSE 250 company based in Solihull in the West Midlands. Established in 1985, Paragon Banking Group PLC has over £13 billion assets under management and manages over 450,000 customer accounts.

Paragon Bank plc

Plane Saver was founded in 1993 by a group of British Airways Engineers. They had a passion to provide a range of flexible savings and affordable loans to their colleagues. Now with over 25,500 members, it is one of the largest Credit Unions in the UK.
Over the last 30 years, Plane Saver has been dedicated to assisting people in managing their finances. As we have grown, we have evolved, embracing modern technology while preserving the essence of personalised service. We firmly believe that the human touch is what matters most when handling money matters, and this principle remains unchanged. At the core of our mission lies a commitment to your financial well-being.

Plane Saver

Punjab National Bank (International) Limited (PNBIL) is a UK-incorporated commercial bank offering a range of financial services to its customers. PNBIL is the wholly-owned subsidiary of Punjab National Bank (PNB), India. PNB is a leading public sector bank in India having more than 100 million customers and a network of over 6,900 branches.

PNBIL was incorporated in the UK on 13th April 2006 and registered with the Companies House in England & Wales under NO. 5781326. PNBIL has been authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). It got authorisation on 13th April 2007 (Baisakhi Day, and exactly 116 years after PNB was incorporated) to conduct Banking Business in the UK under Registration No. 459701. Complete details of the authorization are available in the FCA register.

PNBIL started its UK operations in May 2007 and presently operates through its seven branches, comprising four branches in Greater London (Moorgate, Southall, Ilford and Wembley)  and three branches in the Midlands (Leicester, Birmingham and Wolverhampton). Its corporate office is located at Moorgate in the City of London.

Punjab National Bank (International) Limited

Headquartered in London, QIB (UK) Plc provides private banking services and structured real estate financing in the UK, as well as a range of personal savings products, and has been fully authorised by the Prudential Regulation Authority and regulated by the FCA and PRA.

The Financial Services Compensation Scheme (FSCS), the UK’s statutory deposit guarantee scheme, protects all eligible deposits offered by QIB (UK) Plc through the savings marketplace.

QIB 

RCI Bank was launched in the UK in 2015 and is regulated by the FCA and PRA. RCI Bank offers UK savers transparent, simple accounts and great service.

RCI Bank

Santander International is the trading name of Santander Financial Services plc, a non-ring fenced wholly owned subsidiary bank of Santander UK Group Holdings plc which is part of the Banco Santander Group.
 
Santander Financial Services plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our UK saving products are protected by the Financial Services Compensation Scheme.


Santander International Bank

SmartSave was founded in 2019 by Chetwood Financial Limited, a Wrexham-based bank authorised and regulated by the FCA and PRA. We’re experts at helping customers save the smart way - as of May 2024, over 100,000 customers have trusted us to grow more than £5.6 billion in savings deposits.
All eligible deposits saved with SmartSave are protected by the Financial Services Compensation Scheme (FSCS), up to a total of £85,000. 


SmartSave

Formed in 2022, StreamBank is a UK specialist lending and savings bank, focused on Property Finance and Savings. StreamBank differentiates itself by concentrating on markets underserved by the mainstream banks, where its experience, non-traditional thinking, and advanced technologies make informed decisions based on the full picture. For savers, StreamBank aims to offer consistently competitive rates, combined with flexible and easy-to-use products.

StreamBank Plc

Tandem Bank, the UK’s greener digital bank, provides customers with fairer, greener ways to save. Launched in 2014 as one of the UK's original digital challenger banks, Tandem Bank provides customers with simple, transparent, and fair products across its range of savings accounts.

Tandem Bank

Teachers Building Society was founded in 1966 by the National Union of Teachers (now the National Education Union) to help teachers and other education professionals onto the property ladder and provide a safe haven for their savings. Today, the Teachers Building Society offers a wide range of mortgage options to teaching professionals as well as a variety of competitive savings options which are available to all.

As a mutual organisation, Teachers Building Society is run solely for the benefit of their members, rather than shareholders. This means that instead of paying dividends to shareholders, they invest their profits back into the products and services they offer, ensuring that their mortgage and savings rates are as competitive as possible.

The FSCS protects deposits made into savings accounts offered by Teachers Building Society through our marketplace, and Teachers Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.

Teachers Building Society

UBL UK is a banking institution incorporated in the UK and authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).

The Company was formed in 2001 from the merger of the UK branches of two Pakistani banks, United Bank Limited and National Bank of Pakistan, who had been operating in the UK since the mid-1960’s. The principal activities of the Company are to provide retail banking products through its branch network in major cities in the UK; wholesale banking, treasury and money transmission services, and finance facilities to businesses of all sizes.

UBL UK 

Zenith Bank (UK) Ltd is a UK subsidiary of Zenith Bank PLC, one of the leading banks in Nigeria. Zenith Bank (UK) Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Bank is also a member of the UK’s Financial Services Compensation Scheme.

Zenith Bank UK Ltd

The fully state-owned Ziraat Bank was established in 1863 with the principal goal of financing agriculture. Ziraat Bank now serves 38 million retail, SME and corporate customers in all sectors of the economy.

As the largest financial institution of Turkey with 15% market share, Ziraat Bank has a widespread service network of 1,726 domestic branches and service points in 116 locations across 17 countries, providing high quality banking services and products. Ziraat Finance Group commands an extensive portfolio of domestic and international affiliates in banking, investment services, portfolio management, venture capital, real estate
investment trust and financial technologies. With its customer-oriented balance sheet, well-diversified funding base and prudent risk management strategies, the Bank aims to continue growing, adhering to highest standards of responsible and sustainable banking and further supporting economic development.

T.C. Ziraat Bankası A.Ş. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204705.

Your eligible deposits with TC Ziraat Bankasi A.S London Branch are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

HBL Bank UK Limited

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