The independent HBL Bank UK opened its first branch in London in 1961. Initially known as Habib Bank Limited (HBL), the bank changed its name for the first time in 2001. As Habib Bank UK, it acquired 100% of the shares in Habibsons Bank Limited (HSB) in 2011. Following the acquisition, HAIB's banking operations were merged with HSB in December 2014 and continued as Habibsons Bank. In 2018, both the trading name and the registered name of Habibsons Bank were changed to "HBL Bank UK Limited", trading as HBL Bank UK. Today, HBL Bank UK offers a range of personal, business, and corporate banking services - including traditional banking products, loans and trade finance. Thereby, the bank meets the banking needs of target market customers in the United Kingdom. HBL Bank UK is authorized by the Prudential Regulation Authority. It is also regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).

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